Reconciliation automation for finance teams
Automate reconciliation across sales, payments, banks, and marketplaces
Cointab helps finance teams match internal records with external reports, find differences, review exceptions, and download audit-ready reconciliation reports — using reusable workflows, AI assistance, and automated data flows.
View live demo reportsTrusted by finance teams across eCommerce, retail, payments, logistics, and consumer brands
Reconciliation is still too manual
Finance teams often spend hours comparing files from different systems, fixing formulas, checking exceptions, and preparing reports for month-end close or audit.
Data comes from too many places
Sales reports, payment gateways, marketplaces, banks, ERP systems, logistics partners, vendor statements, and supporting files all follow different formats.
Excel becomes fragile
VLOOKUPs, formulas, pivots, and manual filters work for small volumes, but become difficult to maintain, review, and audit as data grows.
Exceptions are hard to close
Missing payments, deductions, refunds, returns, partial settlements, and timing differences often remain open because the team cannot review every transaction deeply.
The same work repeats every period
Teams rebuild similar reconciliations every month, upload similar files, apply similar logic, and still risk making small mistakes.
Cointab turns this into a structured, reusable, and automated reconciliation workflow.
One platform for every reconciliation workflow
Use Cointab to reconcile any two sides of financial or operational data — internal records on one side and external records on the other.
Side A
Your records
The records you expect to be correct.
- Sales reports
- Books / ERP exports
- Internal order reports
- Ledgers
- Customer or vendor records
Side B
External records
The records received from outside systems or partners.
- Payment gateway reports
- Marketplace settlements
- Bank statements
- COD partner reports
- Vendor or customer statements
Cointab compares both sides, matches transactions, highlights differences, and gives your team a clear report.
Start with a template or build your own reconciliation
Cointab supports both ready-made popular reconciliations and custom workflows for business-specific needs.
Popular reconciliations
For standard reports from marketplaces, PSPs, banks, and partners.
Use Cointab's pre-built reconciliation templates for common workflows. Upload the required files, select the period, and run reconciliation without setting up everything from scratch.
- Sales vs payment gateway
- Amazon MTR vs disbursement
- POS vs DoorDash
- Flipkart sales vs settlement
- Myntra sales vs payment
- Sales vs COD partner
- Bank statement vs books
Custom reconciliations
For workflows unique to your business.
Build your own reconciliation by uploading reports on side A and side B, selecting amount and identifier columns, adding supporting data, and saving the workflow for future use.
- ERP sales vs Stripe + PayPal + Adyen
- Books vs bank statement
- Vendor ledger vs vendor statement
- Order report vs COD partner reports
- Marketplace sales vs settlement + returns
From files to reconciliation report in a few steps
Cointab keeps the workflow simple for finance users while handling complex matching logic behind the scenes.
Select or create reconciliation
Pick a popular reconciliation or create a custom workflow for your business.
Upload or automate data
Upload CSV, XLS, or XLSX files manually, or configure email, SFTP, or API-based data automation.
Prepare fields
Select date, amount, and reference columns. Add supporting data for lookups, merging, or enrichment.
Create derived columns with AI
Describe what you want in plain English and let AI generate Excel-style formulas for calculated columns.
Run reconciliation
Cointab matches transactions using structured rules, grouping, partial matching, contra logic, and AI-assisted exception analysis.
Review and export
See fully matched, partially matched, unmatched, and skipped records. Download audit-ready Excel reports.
See Cointab in action
Watch how a finance user sets up reconciliation, uploads files, creates a derived column with AI, runs matching, and reviews the final report.
Explore real reconciliation reports before signing up
Open live demo reports and see how Cointab presents matched, partially matched, unmatched, and skipped transactions.
Sales vs payment gateway
See how orders are matched with payment gateway records and how missing or partially paid transactions are highlighted.
View demo reportMarketplace sales vs settlement
Review marketplace settlement differences, deductions, returns, and unmatched items.
View demo reportBank statement vs books
Compare bank entries with books and identify missing, delayed, or unmatched transactions.
View demo reportCOD partner reconciliation
Match internal order records with delivery partner remittance reports.
View demo reportAI helps where spreadsheets and rules become painful
Cointab uses AI to help finance users prepare data, match difficult transactions, analyze exceptions, and understand open items — without hiding the reconciliation logic.
AI formula builder
Describe the logic in plain English. Cointab generates an Excel-style formula and shows sample output before applying it.
AI-assisted transaction matching
After structured rules run, AI helps match difficult open transactions where identifiers are missing, descriptions are messy, references are embedded in text, or partner data is inconsistent.
AI exception analysis
For records that remain open, AI helps identify possible reasons such as missing files, delayed settlements, refunds, returns, deductions, short payments, duplicates, or timing differences.
AI-supported open-item review
AI helps finance teams review unresolved items faster by highlighting likely reasons and suggested next actions.
AI assists reconciliation, but Cointab keeps results transparent, reviewable, and audit-friendly.
Built for real-world reconciliation complexity
Transactions do not always match one-to-one. Cointab supports grouped, partial, and exception-heavy reconciliation scenarios.
One-to-one matching
Match one internal transaction with one external transaction.
One-to-many matching
Match one internal transaction with multiple external transactions.
Many-to-one matching
Match multiple internal transactions with one external transaction.
Many-to-many matching
Group and compare multiple records across both sides.
Partial matching
Identify records where references match but amounts differ.
Contra and net matching
Handle negative entries, reversals, refunds, and netted transactions.
Flexible identifier matching
Use equals, contains, similar, subset, and multi-column matching logic.
Automate recurring reconciliation end-to-end
Once a reconciliation workflow is built, Cointab can automate data collection, reconciliation runs, and output delivery.
Bring data into Cointab
Receive or pull data automatically.
Run reconciliation automatically
Schedule reconciliation daily, weekly, monthly, or after all required files are received.
Push output back
Send matched, unmatched, or summary data back to downstream systems.
Clear reports your finance team can actually use
Cointab gives your team a complete reconciliation report with summary, transaction-level detail, filters, exports, and audit-ready outputs.
Fully matched
Transactions where identifiers and amounts match.
Partially matched
Transactions where identifiers match, but amounts are different.
Unmatched
Transactions present on one side but not found on the other.
Skipped
Records excluded from reconciliation because data is missing, invalid, incomplete, duplicate, or unusable.
Additional capabilities
- Drill down into matched transaction details
- View raw rows from both sides
- Filter transactions for analysis
- Download Excel reports
- Review skipped records
- Manually match exceptions
- Undo manual matches when required
Reconciliation for every finance workflow
Cointab works across industries and reconciliation types because every workflow follows the same core pattern: compare records, match transactions, identify exceptions, and produce a clear report.
Payment gateway reconciliation
Reconcile orders, payments, refunds, fees, and settlements from PSPs like Stripe, PayU, Adyen, Razorpay and others.
Explore payment reconciliationMarketplace reconciliation
Match sales, settlements, returns, deductions, commissions, and reverse shipping reports from marketplaces.
Explore marketplace reconciliationBank reconciliation
Compare bank statements with books or ERP records and identify missing, delayed, or unmatched entries.
Explore bank reconciliationCOD reconciliation
Match order records with delivery partner COD remittance reports and track missing or short payments.
Explore COD reconciliationVendor reconciliation
Compare vendor ledgers with vendor statements and review invoices, payments, debit notes, and credit notes.
Explore vendor reconciliationeCommerce reconciliation
Bring together sales, PSP, marketplace, COD, return, and settlement reports in one workflow.
Explore eCommerce reconciliationTrusted by finance teams handling complex reconciliation
Cointab is used by teams that reconcile high-volume, multi-source financial and operational data across eCommerce, retail, payments, logistics, and other industries.
“We have worked on many softwares but we love the ease of using cointab. The staff and support is very instant. They are approachable, proficient and patient. Team is very cooperative with the customisations. The experience of using cointab was nice.”
Why finance teams choose Cointab
Reduce manual Excel work
Move repetitive file comparison, formulas, and matching logic into reusable workflows.
Save time every period
Run the same reconciliation again without rebuilding the setup every month.
Improve review quality
Separate fully matched, partially matched, unmatched, and skipped records clearly.
Handle complex data
Use multiple files, supporting data, derived columns, grouped matching, partial matching, and AI-assisted exception review.
Automate recurring workflows
Use email, SFTP, and APIs to bring data in, run reconciliation, and send outputs back to downstream systems.
Keep reports audit-ready
Download Excel reports and retain clear transaction-level details for review and audit.
Simple pricing for recurring reconciliation workflows
Choose a plan based on your workflow complexity, file size, automation needs, and team size.
Starter
For simple 2–3 report reconciliation.
- Up to 5 reports / data sources per workflow
- 50,000 rows per file
- Unlimited reconciliation runs
- Manual upload
- 5 users included
Growth
For multi-report reconciliation setups.
- Up to 10 reports / data sources per workflow
- 100,000 rows per file
- Unlimited reconciliation runs
- Manual + SFTP + email automation
- 10 users included
Professional
For finance-heavy teams.
- Up to 15 reports / data sources per workflow
- 250,000 rows per file
- Manual + SFTP + email + API integration
- Priority processing
- 15 users included
Enterprise
For complex setups.
- Up to 20 reports / data sources per workflow
- 500,000 rows per file
- API integrations
- Advanced audit logs
- Dedicated support channel
- 20 users included
Questions finance teams ask before starting
Ready to automate your next reconciliation?
Start with a popular reconciliation, build your own custom workflow, or schedule a guided setup with the Cointab team.
No credit card required · Upload files manually or automate recurring data flow