Reconciliation Software Pricing for Finance Teams
Cointab pricing is designed for finance teams that need repeatable reconciliation workflows without rebuilding the setup every month. Choose a plan based on how many reports you reconcile, how large your files are, and whether you need manual uploads or automated data flow.
Pricing at a glance
| Plan | Price / month | Best for | Reports / data sources per workflow | Max rows per file | Upload methods | Users included |
|---|---|---|---|---|---|---|
| Starter | $149 | Simple 2-3 report reconciliation | Up to 5 | 50,000 | Manual upload only | 5 |
| Growth | $249 | Multi-report workflows | Up to 10 | 100,000 | Manual upload, SFTP, email automation | 10 |
| Professional | $499 | Finance-heavy teams | Up to 15 | 250,000 | Manual upload, SFTP, email, API integration | 15 |
| Enterprise | $749 | Complex, high-volume setups | Up to 20 | 500,000 | Manual upload, SFTP, email, API integration | 20 |
All plans include unlimited reconciliation runs, matched and unmatched reports, Excel report export, teams and roles, and audit logs. Additional users may be priced separately depending on the plan and commercial policy.
What each plan includes
Starter — $149/month
Starter is built for smaller reconciliation workflows that usually involve two to three reports. It works well for teams that want a simple, repeatable setup with manual file upload.
Typical fit:
- Sales vs payment reconciliation
- Bank vs books reconciliation
- Vendor reconciliation with a limited number of files
Included in this plan:
- Up to 5 reports or data sources per workflow
- Up to 50,000 rows per file
- Manual upload only
- Unlimited reconciliation runs
- Matched and unmatched reports
- Excel report export
- Team workspace support
- Basic audit logs
Growth — $249/month
Growth is suited to teams that handle more than a basic two-side reconciliation and want recurring automation through SFTP or email.
Typical fit:
- Marketplace reconciliation with multiple reports
- Marketplace sales vs settlement workflows
- eCommerce payment reconciliation with supporting data
Included in this plan:
- Up to 10 reports or data sources per workflow
- Up to 100,000 rows per file
- Manual upload, SFTP, and email automation
- Unlimited reconciliation runs
- Matched and unmatched reports
- Excel report export
- Team workspace support
- Full audit logs
Professional — $499/month
Professional is built for finance-heavy teams that need larger files, more reports, and API-based integration with internal systems.
Typical fit:
- Bank reconciliation for larger finance teams
- ERP reconciliation
- High-volume payment or settlement reconciliation
- Multi-source workflows with supporting data and derived columns
Included in this plan:
- Up to 15 reports or data sources per workflow
- Up to 250,000 rows per file
- Manual upload, SFTP, email, and API integration
- Unlimited reconciliation runs
- Matched and unmatched reports
- Excel report export
- Team workspace support
- Advanced audit logs
- Priority processing
Enterprise — $749/month
Enterprise is designed for complex reconciliation environments with larger files, broader team usage, and deeper operational requirements.
Typical fit:
- High-volume marketplace reconciliation
- COD delivery partner reconciliation
- Large bank vs books or vendor reconciliation workflows
- Teams that need more structured automation and reporting depth
Included in this plan:
- Up to 20 reports or data sources per workflow
- Up to 500,000 rows per file
- Manual upload, SFTP, email, and API integration
- Unlimited reconciliation runs
- Matched and unmatched reports
- Excel report export
- Team workspace support
- Advanced audit logs
- Priority processing
- Dedicated support channel
Features available across the platform
Cointab is more than a pricing tier list. The platform is built around a structured reconciliation workflow that finance teams can reuse for recurring periods.
Reconciliation workflow
Users can:
- Start a new reconciliation from a popular template or a custom setup
- Upload Side A and Side B files
- Map date, amount, and identifier columns
- Upload supporting data for enrichment or lookup
- Create derived columns using AI-generated Excel-style formulas
- Run reconciliation manually or on a schedule
- Review matched, partially matched, unmatched, and skipped records
- Download an audit-ready Excel report
Matching and exception handling
The reconciliation engine supports:
- One-to-one matching
- One-to-many and many-to-one matching
- Many-to-many and net-to-net matching
- Partial matching and contra matching
- Manual matching for unresolved items
AI can help with difficult open items after structured matching is complete, but evidence remains reviewable and conservative.
Automation and reporting
Depending on the plan, Cointab can support recurring data flow through:
- SFTP
- API integrations
This allows finance teams to automate recurring reconciliation runs and send outputs back to downstream systems when needed.
How to choose the right plan
A simple way to select a plan is to start with the number of files, the size of each file, and the level of automation required.
- Choose Starter if you reconcile a small number of reports and mainly upload files manually.
- Choose Growth if you need more report sources and scheduled file intake through email or SFTP.
- Choose Professional if you work with larger files, API-based workflows, or more complex finance operations.
- Choose Enterprise if your reconciliation process spans multiple teams, large data volumes, and broader automation needs.
If your workflow changes over time, the same reconciliation setup can be reused for future periods instead of being rebuilt from scratch.
What finance teams get from the platform
Cointab is built to reduce repetitive spreadsheet work and make reconciliation easier to review.
Common outcomes include:
- Faster matching across internal and external records
- Clear visibility into matched, partially matched, unmatched, and skipped transactions
- Audit-friendly output for internal review and follow-up
- Reusable setup for monthly, quarterly, yearly, or custom periods
- A shared workspace for finance teams instead of scattered Excel files
Pricing questions finance teams usually ask
Before selecting a plan, teams often review file limits, automation options, user access, and retention needs. The plan table above is intended to make those trade-offs easy to compare.
For teams with recurring workflows, the main decision usually comes down to whether manual upload is enough or whether the reconciliation should be connected to email, SFTP, or API-based automation.
Notes on plan fit
The right plan depends on the shape of your reconciliation workflow, not just on price.
For example:
- A bank vs books workflow may fit a smaller plan if the file size is limited.
- A marketplace reconciliation workflow may need more report sources and automation.
- A finance team handling multiple PSPs, settlements, and supporting files may need a higher tier for scale and integration.
- Teams that want to standardize reconciliation across periods usually benefit from reusable workflows and audit logs from day one.
Frequently reviewed inclusions
Across the pricing tiers, teams commonly compare:
- Number of reports or data sources per workflow
- Maximum rows per file
- Manual upload versus automation support
- User count and workspace access
- Audit log depth
- Data retention period
- Priority processing and support level
These differences help teams align the plan with their reconciliation volume and internal controls.
