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Popular reconciliation template

Sales vs PayU Reconciliation

Reconcile internal sales or order records with PayU transaction and settlement reports to match payments, refunds, fees, deductions, settlements, and payout amounts in one structured workflow.

Upload the required sales and PayU reports, select the period, run reconciliation, and review fully matched, partially matched, unmatched, and skipped records.

Start this reconciliationSchedule guided setup
View demo report

Ready-made workflow · Reusable every period · Manual upload or automated data flow

Sales / Order Report
PayU Transaction Report
PayU Settlement / Payout Report
Refund / Reversal Data
Fee / Deduction Data

Cointab PayU Reconciliation

MatchedPartially MatchedUnmatchedSkipped

Reconcile sales records with PayU payments and settlements

Your sales report may show expected orders and collections, while PayU reports show actual payment transactions, refunds, fees, settlements, deductions, and payouts. Cointab helps bring both sides into a clear reconciliation report.

The Sales vs PayU reconciliation helps finance teams compare internal sales, order, or invoice data with PayU transaction and settlement reports.

This helps finance teams answer questions such as:

  • Which sales orders were successfully paid through PayU?
  • Which orders are present in sales but missing in PayU?
  • Which PayU transactions do not have a matching internal order?
  • Which payments were refunded, reversed, failed, or adjusted?
  • Which PayU settlements match expected sales collections?
  • Which fees, taxes, or deductions explain the payout difference?
  • Which transactions were paid in one period but settled in another?
  • Which items need follow-up, internal correction, or payment gateway review?

This template is useful for eCommerce brands, D2C companies, SaaS businesses, payment-heavy companies, finance teams, and accounting teams that need a repeatable PayU reconciliation process.

Required files for this template

Cointab's ready-made workflow is designed around internal sales data and standard PayU reports used for transaction, refund, settlement, fee, and payout reconciliation.

Data sourceExample records
Sales / Order ReportUsed as the internal source-of-truth report containing order IDs, invoice numbers, customer details, payment status, order amount, tax amount, and expected collection values.
PayU Transaction ReportUsed to compare sales records with PayU payment transactions such as successful payments, failed payments, reversals, and payment references.
PayU Settlement / Payout ReportUsed to compare expected collections with PayU settlement, payout, or transfer amounts.
Refund / Reversal ReportUsed where refunds, failed payments, cancellations, reversals, chargebacks, or customer adjustments need to be reconciled separately or enriched into the workflow.
Bank StatementOptional, but useful if the finance team also wants to compare PayU payouts with actual bank credits.
Internal ERP / Books ReportOptional, but useful if the finance team wants to compare sales and PayU data with accounting, ERP, or books records.
Supporting DataOptional supporting files for customer mapping, order mapping, tax mapping, payment method mapping, fee logic, channel mapping, store mapping, or other enrichment.

What Cointab matches in PayU reconciliation

Cointab compares order, payment, refund, settlement, fee, deduction, and payout information across sales and PayU reports.

Sales and order records

Match internal sales or order records with corresponding PayU payment transactions.

Payment transaction references

Compare order IDs, invoice numbers, PayU transaction IDs, payment IDs, UTRs, settlement references, and customer references across both sides.

Refunds and reversals

Identify whether refunded, reversed, failed, cancelled, or adjusted transactions are correctly reflected against internal sales records.

Fees and deductions

Track PayU fees, gateway charges, taxes, chargebacks, adjustments, or other deductions where available.

Settlement and payout amounts

Compare expected sales collections with PayU settlement and payout records.

Bank credits, if added

If bank statements are included, Cointab can also compare PayU payouts with actual bank receipts.

Internal records, if added

If ERP, books, billing, or accounting reports are included, Cointab can compare sales and PayU records against the company's internal accounting data.

Common PayU reconciliation exceptions

Cointab helps finance teams focus on differences instead of manually checking every order, payment, refund, and settlement line.

Sale not found in PayU

A sale appears in the internal sales report, but no matching PayU payment transaction is found.

PayU payment without matching sale

A PayU transaction exists, but there is no clear matching sales order, invoice, or internal record.

Amount mismatch

The order or transaction reference matches, but the sales amount and PayU amount are different.

Refund or reversal difference

A refund, reversal, cancellation, failed payment, or chargeback does not match expected records.

Settlement shortfall

The payment was captured through PayU, but the settled or payout amount is lower than expected.

Fee or deduction difference

PayU fees, gateway charges, taxes, chargebacks, or other deductions explain part of the settlement difference.

Settlement timing difference

A transaction belongs to one sales period but is settled in a later PayU payout cycle.

Duplicate or repeated entry

The same order, payment, refund, or settlement appears more than once or is included in multiple files.

Missing or unclear reference

Order ID, invoice number, PayU transaction ID, payment ID, UTR, or settlement reference is missing, incomplete, or appears inside a description field.

Skipped record

A row cannot be reconciled because required data is missing, invalid, duplicate, or unusable.

How this ready-made reconciliation works

Cointab pre-configures the workflow so your team does not need to rebuild the PayU reconciliation setup every period.

01

Select the template

Choose Sales vs PayU from popular reconciliations.

02

Select the period

Choose the month, quarter, year, lifetime period, or custom period you want to reconcile.

03

Upload sales and PayU reports

Upload the sales or order report, PayU transaction report, settlement or payout report, refund report, and any supporting files required for the workflow.

04

Validate file format

Cointab checks whether the uploaded files match the expected structure and highlights missing or incorrect columns.

05

Run reconciliation

Cointab applies predefined data preparation and matching logic for sales and PayU data.

06

Review output

View fully matched, partially matched, unmatched, and skipped records.

07

Download or automate

Download the Excel report, or automate future data input and output through email, SFTP, or APIs.

Structured matching first, AI assistance for difficult cases

Cointab applies structured reconciliation logic first, then uses AI to help with difficult open transactions where fixed rules are not enough.

Structured matching

Structured matching can use:

Order IDInvoice numberCustomer referencePayU transaction IDPayment IDSettlement IDUTR or bank referenceRefund referenceChargeback referencePayment methodAmount fieldsFee or tax fieldsDate fieldsDerived or cleaned identifiers

Matching scenarios

  • One-to-one

    One sales order matches one PayU payment transaction.

  • One-to-many

    One sales order maps to multiple PayU records such as payment, fee, tax, refund, chargeback, or settlement entries.

  • Many-to-one

    Multiple sales records are grouped into one PayU settlement or payout.

  • Many-to-many

    Multiple sales records and multiple PayU records are grouped and compared.

  • Partial matching

    Identifiers match, but amounts differ.

  • Net and contra matching

    Sales, payments, refunds, reversals, fees, chargebacks, deductions, and adjustments are netted where required.

AI-assisted transaction matching

After structured rules run, AI helps match difficult open transactions where:

  • References are incomplete
  • Descriptions are messy
  • PayU settlement details contain embedded references
  • Refund or chargeback entries do not directly map to sales
  • Amounts require contextual understanding
  • Gateway-side descriptions are inconsistent
  • Internal order references are present in different fields
  • Multiple possible matches exist

AI exception analysis

For transactions that remain open, AI can help identify possible reasons such as:

Settlement timing differenceMissing PayU reportMissing internal sales recordRefund adjustmentChargeback or reversalFee or deduction differenceTax differenceDuplicate entryInternal posting issuePayU-side adjustmentBank settlement delay

AI assists matching and exception review, but Cointab keeps reconciliation transparent, reviewable, and audit-friendly.

Audit-ready PayU reconciliation reports

Cointab gives your team a clear report showing which sales records and PayU transactions matched, partially matched, remained unmatched, or were skipped.

Report categories

  • Fully matched

    Sales and PayU records where identifiers and amounts match.

  • Partially matched

    Records where identifiers match but amounts differ.

  • Unmatched in sales

    PayU transactions that do not clearly match internal sales, order, invoice, or accounting records.

  • Unmatched in PayU

    Sales records where no matching PayU payment, refund, settlement, or payout record is found.

  • Skipped

    Records excluded due to missing, invalid, duplicate, incomplete, or unusable data.

Report capabilities

  • Summary cards
  • Transaction-level details
  • Filters for review
  • Difference amounts
  • Matched transaction drill-down
  • Manual match
  • Undo manual match
  • Excel export
  • Audit-friendly output

Automate recurring PayU reconciliation

Once this workflow is stable, Cointab can automate file input, reconciliation runs, and output delivery.

1

Bring data into Cointab

Data can be received or pulled through:

EmailSFTPAPI integrations, where available
2

Run automatically

Schedule reconciliation:

MonthlyWeeklyDailyAfter file receiptAfter all required files are availableAt a custom frequency
3

Push output back

Send reconciliation output to:

ERPAccounting systemBI dashboardInternal finance systemAnalytics databaseData warehouseInternal exception trackerPayment operations systemPartner follow-up system
  • Matched sales records
  • Matched PayU transactions
  • Unmatched sales records
  • Unmatched PayU records
  • Refund and reversal differences
  • Chargeback differences
  • Fee and deduction differences
  • Settlement shortfalls
  • Open items
  • Suggested actions
  • Excel reconciliation report
  • Structured API output

View a PayU reconciliation demo report

See how Cointab presents Sales vs PayU output with matched, partially matched, unmatched, and skipped transactions.

Sales vs PayU Demo

Explore a sample report showing sales records, PayU transactions, refunds, reversals, fees, settlements, payout records, and open items.

View demo report
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Built for finance teams reconciling sales and PayU data

This template is useful for teams that regularly reconcile sales records, PayU transactions, refunds, fees, settlements, payouts, and bank credits.

eCommerce brands

For brands matching online orders with PayU payments, refunds, settlements, and payouts.

D2C companies

For teams checking whether customer payments collected through PayU match expected sales values.

SaaS and digital businesses

For businesses reconciling subscriptions, online payments, customer collections, refunds, and PayU payouts.

Finance teams

For teams reviewing payment collections, settlement differences, gateway deductions, and open items.

Accounting teams

For teams preparing payment reconciliation reports for month-end close, books, and audit.

Payment operations teams

For teams investigating failed payments, refunds, chargebacks, settlement delays, and PayU-side deductions.

Outsourced finance teams

For accounting firms or finance operations teams handling PayU reconciliation for multiple clients.

Trusted by teams handling payment gateway reconciliation

Cointab is used by finance and operations teams that reconcile high-volume, multi-source transaction data across sales systems, payment gateways, banks, marketplaces, partners, and internal systems.

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“We have worked on many softwares but we love the ease of using cointab. The staff and support is very instant. They are approachable, proficient and patient. Team is very cooperative with the customisations. The experience of using cointab was nice.”

— Urbanic

Sales vs PayU FAQs

Start Sales vs PayU reconciliation

Use Cointab's ready-made PayU reconciliation workflow to match sales, payments, refunds, settlements, and payouts, review exceptions, and export audit-ready reports.

Start this reconciliationSchedule guided setup
View demo report→

Ready-made workflow · Reusable every period · Manual upload and automation supported

CointabCointab

Reconciliation automation for finance teams. Match sales, payments, marketplaces, banks, and partner reports with reusable workflows and audit-ready reports.

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